Protecting Your Biggest Investment: The Most Costly Mistake Homeowners Make

When it comes to owning a home, most people assume the biggest expenses are upgrades, remodels, or major appliance failures. But in my experience, that’s rarely the issue.

The real equity killer? Neglect.

Most homeowners don’t lose value because of something dramatic, they lose it slowly, quietly, through what doesn’t get done. And I see it all the time during home inspections and appraisals.

The Biggest Mistake Homeowners Make

Too many people fall into the trap of “If it’s not broken, I’ll deal with it later.”
But later is when small fixes become big headaches.

Here’s what that looks like in real life:

A $200 fix becomes a $2,000 repair — or worse — a $5,000 bargaining chip for a buyer during negotiation.

Maintenance Isn’t Just About Function — It’s About Financial Leverage

One of the most important things we tell homeowners is this:

Your home doesn’t lose value overnight, it loses value when you stop paying attention.

Whether you plan to sell soon or stay forever, maintenance isn’t a chore, it’s equity protection. Homes that are visibly cared for:

✅ Sell faster
✅ Appraise higher
✅ Receive stronger offers with fewer concessions

Treat Your Home Like Your Car

Think of your house the way you think of your vehicle.
You wouldn’t wait for the engine to blow before changing the oil.

Your “home oil changes” are things like:

• Cleaning gutters before the rainy season

• Trimming tree limbs before winter winds hit

• Replacing HVAC filters every 90 days

• Walking your property to spot cracks or leaks early

None of these are glamorous — but they’re what keep repair costs low and home value high.

Not Sure Where to Start?

If you're feeling overwhelmed or unsure whether your home is “inspection-ready,” our team offers a complimentary Home Value Protection Walk-Through.

We’ll show you exactly which small projects will:

✅ Prevent bigger problems
✅ Boost curb appeal
✅ Protect resale value

Reach out to The Mary Gilbert Group today to learn how we can help you make the most of Oregon’s 5-Day Market. 📞 For personalized guidance, reach out to our team at 541-229-8114 or visit us at www.marygilbert.com. We’d be honored to guide you home.